Our Mission
Bringing trust and clarity to store credit.
Across the region, shops keep customer credit in a paper notebook (آجل). It works — until a page is lost, a number is disputed, or the shop grows beyond what one book can track.
NOTO turns that notebook into a secure digital ledger. Every credit entry is confirmed by the customer with an OTP, balances are always up to date, and owners get a clear view across all branches and cashiers.
“A trusted record is the foundation of every good customer relationship.”
How it works
Verified.
Always balanced.
We built NOTO around three principles: entries must be verified, balances must be accurate, and the whole thing must be fast enough to use at a busy counter.
01
Record credit
The cashier logs a customer's credit at the counter in seconds.
02
Customer confirms by OTP
The customer verifies the amount with a one-time code, so balances are never disputed.
03
Collect & track
Record repayments, watch live balances, and send reminders when debts age.
The result is fewer disputes, faster collections, and customers who keep coming back.