Digital Store Credit
The digital ledger for store credit
NOTO replaces the paper credit notebook (آجل) with a secure, OTP-verified digital ledger. Track every customer balance, confirm each entry, and collect faster — across all your branches.
This week
Credit vs Collected
Live from your store ledger
Credit
Collected
Built for merchants
Everything you need to manage credit
From the cashier counter to the owner's dashboard — one connected system for credit, repayments, and customers.
OTP-verified entries
Every credit is confirmed by the customer with a one-time code, so balances are never disputed.
Live balances & reminders
See who owes what in real time and send friendly repayment reminders automatically.
Multi-branch ready
Add branches and cashiers, and track performance across your whole business.
